![]() Loans and BECU financing program subject to BECU credit and underwriting approval. It will give you a fair idea of what you can afford by comparing the costs of different cars and making sure that the payment aligns with your monthly budget. *This is a summary of BECU auto loan program. Across the industry, on average automotive dealers make more money selling loans at inflated rates than they make from selling cars. Adjust down payment, trade-in value, loan. ![]() When you push CALCULATE, you’ll see your bi-weekly payment amount and the total interest you’ll end up. Simply enter the principal balance owed on your car, your current car loan interest rate, and the loan term in years. Financing is subject to BECU credit approval and other underwriting criteria not every applicant will qualify. Source: Experian 2020 Q1 data, published on August 16, 2020. Car affordability calculator Loan Affordability Use your monthly budget to estimate your maximum car price with our car affordability calculator. This tool calculates what your auto payment will be on an accelerated bi-weekly schedule. Note: Minimum down payment is 20 of the selling price. This online facility accepts individual car loan applications only. Adjust your loan inputs to match your scenario and. Final loan approval is subject to funding review by BECU. Compute for the monthly amortization that matches your budget. The following table shows currently available automotive loan rates in Mountain View for new and used cars. The specific amount of the loan shall be based on the approved value of the collateral. Loans with repayment terms that exceed 60 months, 90% LTV, involve lesser applicant creditworthiness, or collateral older than two (2) years are subject to higher APRs and lower loan amounts. *APR based on borrower's credit history, 60-month or less repayment term, collateral two (2) years old or newer with up to 90% loan-to-value (LTV), and based on wholesale Kelley Blue Book or dealer invoice. ![]() BECU loan financing subject to credit and underwriting approval, and may change without notice. BECU specifically disclaims all warranties with regard to dealers' products and services. Financing is subject to BECU membership, credit approval, and other underwriting criteria not every applicant will qualify.ĪutoSMART services are provided by Credit Union Direct Lending and is not affiliated with BECU. ![]()
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